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Riding The Waves Of Turbulent Change With The Assurance Of Business Agility

To stay afloat in an increasingly disruptive landscape, organisations are facing pressure to implement digital strategies that not only improve internal efficiencies but ultimately improve their route to market and market share. With the addition of the General Data Protection Regulations (GDPR) and the updated Payment Service Directive (PSDII) due to come into effect next year, businesses are under pressure to meet complex regulatory requirements whilst needing to embrace disruptive technologies to stay current. To transition beyond simply surviving and seize the opportunity to thrive against tides of regulatory change, behaving in an agile manner will be vital. But how easy is it to live, breathe and run an agile organisation? Business agility refers to adapting internal or external syst...

The 4 Best Online Stock Brokers For Beginners

As the role of technology gets larger in trading, there are many people who want to get started investing their money in stocks online, but are just not sure where or how to get started. The stock market may seem to some a daunting, potentially unknowable beast that is impossible to tackle and learn. The good news is that you are not alone in your quest to start investing your money in the stock market. There are plenty of companies that will broker your stock exchanges and can help teach you how to effectively invest your money in the market. Below is a list of several of the best online stock brokers. Hopefully, this list will give you a good place to start in investing in the stock market. 1. TD Ameritrade The suggestion for this broker comes from Blain Reinkensmeyer’s article on ...

Where Does The Future Of Blockchain Lie?

Blockchain, a vast, globally distributed ledger that can record anything of value and accessible on millions of devices, has made the headlines in recent years as the prominent technology revolutionising the finance industry. This has caused many to form the opinion that the use of blockchain technology is only the domain of fintech start-ups. However, this is far from the case, as blockchain technology has the potential to revolutionise every single trusted broker industry in the world that works on the same intrinsic model – from art and antiquities to real estate, insurance, and recruitment – bringing about game-changing efficiencies and improvements to all involved. The financial services industry is the largest and most profitable trusted broker industry in the world, contributing $13...

6 Proven Ways To Make Your Business Grow Without Stress

Your customers are your best friends; they are those who demand your products no matter what. Keeping in touch with them every time is a necessity that your business requires. When you think of business growth, remember there are many ways to ensuring your firm strives using some tactics. Are are some ways to make your business grow without going through hardship: 1. Email Marketing Email marketing is an excellent business growth strategy. Millennia customers cherish email coming from their business associates. When you send email to your clients telling them about your products or sending them festive period good wishes, you are creating an unending relationship. Note that you do not need to bombard your customers with the excessive message, once in a while message is good and ok. Send it...

When, Why And How Should You Apply For A Small Business Loan

If you are planning to start a business or are already running one, you may need to ask for a loan at various stages of the business. There are essentially two types of loans: Secured loans, which require you to put up collateral, and unsecured loans, where no collateral is required. Let’s explore the different loan options at your disposal.  SBA loans With an SBA loan, the collateral is unnecessary. SBA loans are loans that are guaranteed by the Small Business Administration, which is an arm of government that encourages lenders to give out loans by guaranteeing large portions of it. Business Line Of Credit When a lender extends a business line of credit to your company, they are giving you an opportunity to access a predetermined amount of credit. You can decide to use all or part of the...

7 Top Tips To Improve Talent Sourcing

In talent acquisition, one of the more important steps is sourcing. After all, the quality of candidates you hire depends on the larger pool, that is the sourced candidates. If this sourcing is not done effectively, organisations risk acquiring inconsistent and mediocre talent that neither fits the culture of the organisation nor helps it grow and be successful. For this reason, it is imperative that the right talent is sourced the right way. Here are some tips regarding the same: 1. Get The JD Right One of the biggest mistakes that happens in the interaction between the HR manager and the line manager is not getting the job description right. The right JD sets up the scene for sourcing of the right talent, and wrong JD risks bringing in square pegs for round holes. Therefore, both parties...

The Cost Of Compliance: Why It’s Time To Invest In Creative Compliance Solutions

Ask any compliance officer and they’ll tell you; compliance is expensive. There is the cost of staff, both in wages and in time. Overheads to support the personnel, from office space to computers. Then, there’s the lost business, from potential customers or businesses turned off by the cumbersome onboarding and frustrating process. However, even more damaging, is the cost of non-compliance. According to Mark Carney, Governor of the Bank of England, “Global banks’ misconduct costs have now reached over $320 billion.” But the damage doesn’t stop there. If that $320 billion was investment capital, “it could otherwise have supported up to $5 trillion of lending to households and businesses.” These huge fines and penalties for misconduct and non-compliance build distrust in financial institutio...

How To Know If You’re Ready To Start Investing

Investing money in the stock market or some other sort of financial opportunity is often seen by people who are struggling financially as a way to pull themselves out of the doldrums and into monetary stability. Indeed the right investments made at the right time can be a huge financial boon. But it’s also important to know, as an individual, just when those right times are before you start a portfolio. Many people jump into investing without first considering their overall financial stability. If you make a similar leap, you could be committing money to the investments without having the proper foundation to support such a move. If the investments go bad or the foundation shows some cracks, you could be in for some serious financial calamity. If you’re one of many people who can’t afford ...

Name Validation For Developers 101

When developers don’t have a value available for processing, they tend to fall back on “null”. The principle may seem innocuous – but not to people like Jennifer Null, a British customer who was forever denied online purchases and endured tax and billing problems by digital systems. Names are a crucial piece of our identities, and many software problems occur due to a fundamental conflict between the two key aspects of names. On one hand, names are personal, so they carry a lot of cultural and family heritage, tracing back to a time long before computers. Specific spellings, accents, and parts of names have a meaning and can’t just be simplified or changed to make processing easier. On the other hand, useful computer identifiers need to be standardised and easy to store and process. ...

7 Business Performance Metrics That Matter

Business Performance Metrics show how a business is doing through quantified real-world data. Otherwise known as Key Performances Indicators (KPI), these dynamics help to assess potential risks and scope for alterations. The indicators provide a mechanism to keep operations aligned with goals by monitoring and evaluating business processes. Business metrics are required to avoid potential losses and have a proper insight about a particular business. Many metrics are used to evaluate any business, but choosing the most relevant ones is crucial if you don’t want to waste time. Though there are no concrete set of indicators, following are some of the most important. 1. Cash Flow Cash flow is basically how much cash enters and exits a business. When cash is spent, it is known as negative cash ...

The Truth About Low-Code Platforms: Debunking The Myths

The term “low-code app development” didn’t exist until a few years ago, but the concept isn’t a new one. In the last decade, the possibility of building a working business application in a few hours has come to fruition and has attracted an enormous amount of interest from enterprise professionals around the world. It’s become a favourite topic for the big-name analysts, with lots of vendors beginning to offer it, and companies, who have long backlogs and customer demands for mobility, are lapping it up. As demonstrated time and time again, as soon as a technology gains popularity, there are those who attempt to knock it down. A favourite method for this is creating myths. For example, Forrester has identified three for low-code development. So, stick with me as I explain to you why they a...

Digital Transformation Means Becoming IT Department Independent

Whilst the IT systems are undoubtedly the beating heart of any modern digital business, having them stringently centred around a core IT team can put a lot of pressure and stress on one department and create bottlenecks for everyone. For rapidly moving sales, marketing and customer service teams, that need to understand their digital sales channels, this can cause a real headache. However, a new generation of digital record/replay and analytics tools promise improved internal independence, which suits all parts of the business! A Fresh Approach Traditionally, the IT department has overseen all the digital functions and with good reason. If a problem occurs it can stop a business from operating, so it gives the company great peace of mind to have an expert team maintaining and planning this...